I know it is hard when you are paying alimony from a failed marriage, and you have to effectively start your life over...but you come to TW for financial advice, you don't get to make jokes.
And honestly, if you want to compare W2s, I am game.
What amount of family money do you consider middle class
- Thread starter Falhawk
- Start date
I know it is hard when you are paying alimony from a failed marriage, and you have to effectively start your life over...but you come to TW for financial advice, you don't get to make jokes.
And honestly, if you want to compare W2s, I am game.
lol @ samuwell and secretsquirrel
Uh you know an IRA is limited to $6k/yr right?
You silly bitch
Right, it depends on whether the company will be around when you retire. My dad gets a pension and health benefits until he dies (major company). 5k a month. Medicare is his primary for health, and the private insurance is the supplement.
If you end up in an assisted living facility, it's 5-6k a month. But you really want a loved one to take care of you at home. If you hire a company to watch you in your home, that's $23-$25 an hour and it will be a different black person each day. In my dads case, Laurie moved into the home and is taking care of him along with some neighbors. My dad was in a facility for a year, mom passed there in November. We brought him out a couple weeks ago.
All of this pension and IRA stuff is for the end game when you are incapacitated due to cancer, stroke, heart attack, or dementia. Everyone says they want to go instantly in their sleep, so did my dad. But my mom went first from COPD. You can't plan the exact end game, but now you have an idea of how much this stuff costs.
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How much are white people per hour?
The same amount. They do much better work, don't YELL talk, cook better, and even do extra work like organizing a pantry and giving suggestions for groceries. They do the extra work because they're bored and want to stay busy.
The problem is, everyone wants them, so if you get a white person, they won't be around for long. Someone else will request them, or they'll have another job. The schedule is always changing, you don't know who is going to show up at home, or who the staff will be at the facility. What we found is the good workers get fired, the bad ones get promoted. We got tired of it and brought my dad home. An assisted living facility is nothing more than a hotel, with staff that will feed your loved one 3 times a day (take them to the cafeteria), give them prescribed medicine, and might change their diaper once a day (when it should be done 2x). Activities? Not many, the staff is too busy YELL talking to each other.
The problem with assisted living in a facility or at home, is the workers only make $9-$10 an hour. Whereas Laurie is paying the private people (neighbors) more.
I do not want to end up in a facility at the end. Therefore, I am planning for the time when I'm 82 with dementia. Laurie watched people in the neighborhood, and now she's living with my father full time. When you turn 80, it's time to assemble a team of white neighbors to watch you and take over, but it would be the job of the kids if you have dementia. That's why the parents have to move next to the kids. When I'm 80, I will be living near my daughter, on Risperdal (mood drug), and we'll have a team of people watching me.
The problem is, everyone wants them, so if you get a white person, they won't be around for long. Someone else will request them, or they'll have another job. The schedule is always changing, you don't know who is going to show up at home, or who the staff will be at the facility. What we found is the good workers get fired, the bad ones get promoted. We got tired of it and brought my dad home. An assisted living facility is nothing more than a hotel, with staff that will feed your loved one 3 times a day (take them to the cafeteria), give them prescribed medicine, and might change their diaper once a day (when it should be done 2x). Activities? Not many, the staff is too busy YELL talking to each other.
The problem with assisted living in a facility or at home, is the workers only make $9-$10 an hour. Whereas Laurie is paying the private people (neighbors) more.
I do not want to end up in a facility at the end. Therefore, I am planning for the time when I'm 82 with dementia. Laurie watched people in the neighborhood, and now she's living with my father full time. When you turn 80, it's time to assemble a team of white neighbors to watch you and take over, but it would be the job of the kids if you have dementia. That's why the parents have to move next to the kids. When I'm 80, I will be living near my daughter, on Risperdal (mood drug), and we'll have a team of people watching me.
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ArakAtak
Veteran XX
Might be a good idea to move to China or Thailand. You can hire a bunch of them to look after you (and they will give handjobs as well). Mexico might be an option for ppl in the US who don't like foreigners. Severed has the right idea.
If you have no kids you're all set b/c you can find some good white ppl and write them up in the will to inherit the house when you go (of course they will overdose you before the ink is dry but w/e)
If you have no kids you're all set b/c you can find some good white ppl and write them up in the will to inherit the house when you go (of course they will overdose you before the ink is dry but w/e)