Not to nitpick but the card gets you 10% off of used games.
I'm none of those Kerosene, or don't consider myself to be. The stores closest to my house are Wal Mart, Target and....wait for it...Gamestop! There are no Best Buys near me. The closest is 45mins-1hour, depending on I95 traffic and then I'm taking my life into my own hands. I do buy stuff online when I can find it cheaper but alot of times the game is not cheaper than I can buy used after shipping. And then of course are the impulse buys where I see a good price and snag it. You have to admit, sometimes the used price IS the best price. If you think saving money is a terrible thing, then you are either trolling or a douchebag who has too much money to care about the costs. Regardless how much money is being saved, you're saving money...right?
I honestly don't mind the idea of locking out certain extra content if you buy used, but to disable the multiplayer is still just an asshole move.