maffs is the problem
u either knows it or you don't
just because you want to spend beyond what you make, what you have, what you produce, what you can earn, doesn't mean that you get to forever without there being consequences for those actions
I know......life is fair like that
even socialists run out of others effort to squander and steal
not just crony capitalists
so the lesson is that the more you borrow, the more you owe, the more of an obligation (not asset) you become and the less you control your own destiny and sovereignty
rough stuff......but even kids can figure that out before many adults these days
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leftist msm propaganda 
