Let's run down the list:
Obsolescence before you complete your degree requires constant reeducation and certification (time/money).
The only jobs are in making other people obsolete. Making redundant contributions does not pay.
H1b's cannot negotiate for their wage, and you are competing with them, therefore you cannot negotiate for your wage.
Boomers refuse to retire and relent the earner/control positions.
Facebook, Google, and Amazon are stealing and patenting everything anyone puts up, or searches for, on the web.
Most people who are breaking into any major field are paying randos to continue to take a course a semester in order to never pay their student loans. This makes the student debt situation untenable.
Upper and middle management opportunities are being decimated by innovations that automate positions that previously needed oversight.
Competition for every other position increases as each field shutters due to said "innovation."
Classical capitalistic "free markets" do not exist when even "big box" stores cannot compete with "online" giants that maintain "first mover" or "brand win" government subsidies or cognitive fallacies that depend on mnemonic associations.
Barrier to entry into any skilled labor self employment is minimally licensing, insurance, and competitive rates against in-place contractors and/or unions armed with credit, equipment requiring thousands of dollars of investment, and experience.
Americans refuse to pay for quality labor and products that last a lifetime. Instead opting for Ikea furniture and gimmick products that require constant upkeep such as video games and cellphone contracts.
Feminism has ruined women, making a good companion (let alone wife) incredibly hard to find, and harder still to satisfy as demand for such an individual increases.
Porn is instantaneously available reducing any urge to deal with these cunts.
Half of us have watched our fathers divorce, lose everything, and live in an apartment anyway. What's the motivation again?
The debt continues to grow and invariably cannot be controlled unless boomers forego their impossible to maintain benefits, benefits millennials won't get. Third rail for a reason.
Whether you're making twenty grand, or sixty grand, the investment cost maintains that you're making twenty grand. Suits, dry cleaning, business lunches, auto leases, constant driving, constant after hours business texting, taxes, etc, etc result in a null set.
Climate change is real, the effects are easily observed and even the science community is pretending it is far off and "fixable."
Video games have been tailored to satisfy the instinctual triggers that create serotonin dumps. Males aren't attacked for success at others' expense for dominating this battleground, unlike every other arena.
We know the oil is running out. No one is going into petroleum engineering because there is no future in it.
"Renewables" are bullshit.
"Electric cars" are bullshit.
You're never going to pay off your mortgage unless you live like a Mexican and rent out the whole house while living in the basement. Might as well just rent and not have to replace the water heater, the septic tank, paint, clean gutters, etc.
9/11 is such an obvious lie and the boomers just sat there while we started this never ending war to prop up the Keynesian illusion.
Cracking down on DWI laws has made many illegible for many jobs. One beer (especially a pint of 8% IPA) can cost you your license, a few thousand dollars, and many layman jobs. Four of my friends have DWIs they got in their early twenties/late teens and have been screwed ever since.
Anyone who can manage basic PEMDAS can work out the math that they cannot afford a house, children, college for their children, their student loans, a savings percentage of their income to afford a down payment on a home, or the time off from working to pay rent merely to afford to leave home to go camping for free in the woods.
Anyone who can manage the differential equations and calculus can understand the impossibility of infinite growth on a finite plane, Jevon's paradox, and the inevitability of large scale war in their lifetime to service their parents' debt.
A growing portion of the citizenry is demonstrably dependent and enjoying a quality of life disparate to their contribution. Any effort by the individual labouring supports them to a greater degree, and harms the individual contributing, why bother