Audio Interfaces and Sound Cards

Would anyone who does some home recording like to share a bit about their setup? I'm trying to get started (very simply), and I'm having trouble sorting through all the bullshit.

What I'm really looking for is a nice firewire or USB2.0 Audio Interface that has low-latency and sounds decent. I record various instruments and would like to play with MIDI.

Any personal experiences or recommendations?

Thanks a lot,
Backslash

I am very simple. I have an M-audio Mobile Pre usb, i use sony acid pro 6.0
i just recorded this all with it
The Precision - Within a Dream.mp3 (http://www.mediafire.com/?9zictwy8lui)
(drums are done with addictive drums & my bassist recorded with me)

PreSonus FireBox (http://www.presonus.com/firebox.html)

I bought the first one listed.

Buy Behringer U-CONTROL UCA202 USB-Audio Interface online at Guitar Center (http://www.guitarcenter.com/shop/product/buy_behringer_ucontrol_uc a202_usbaudio_interface?f ull_sku=702540)
Buy Behringer Guitar Link UCG102 online at Guitar Center (http://www.guitarcenter.com/shop/product/Behringer-Guitar-Link-UCG102?full_sku=241228)

i use an m-audio firewire 410. one of the first revs i believe as the newer ones have all kinds of bells and whistles mine doesnt BUT... it has taken me through the thick and thin of writing and i wont change it for anything.

Thanks for all the responses guys, you've given me some stuff to check out.